docs/DISCLAIMER.md

Rama main · réplica de lectura del repositorio original.

# Disclaimer — not investment advice

Sage is a record-keeping and measurement tool. It shows you what your portfolio
has done and what your own assumptions imply. It does not tell you what to buy,
sell, or hold, and nothing it displays is a recommendation.

**It is not financial, investment, tax, or legal advice**, and its authors are
not licensed advisers. Projections — the goal page, forward income, dividend
growth — are arithmetic applied to inputs you supply. They are not forecasts,
they carry no guarantee, and past performance does not indicate future results.
[How Sage projects dividends](./PROJECTIONS.md) spells out that arithmetic.

**Figures may be wrong.** Prices come from third-party providers, most likely
the unofficial Yahoo path described in [Market data](./MARKET-DATA.md); they
can be stale, delayed, or missing, and corporate actions such as splits are not
always reflected. Sage tries to say so when it knows — short price history,
stale FX, and basis mismatches are all labelled rather than hidden — but an
unflagged number is not a verified one. Reconcile against your broker's own
statements before acting on anything here, and treat your broker as
authoritative where they disagree.

The software is provided without warranty of any kind, as set out in the
[licence](../LICENSE). You are responsible for your own investment decisions and
for the accuracy of your own tax reporting.